Ways Minimalism Has Seriously Changed The Way I Live

5 Ways Minimalism Has Seriously Changed The Way I Live

I had never really paid any attention to minimalism until the start of this year…I’m 26 and have no idea how I’ve lived my life without the values of minimalism and what minimalism has taught me. So, what was my lightbulb moment? I was mindlessly scrolling on Instagram (as you do), and came across an account called @minimisewithme which is an amazing blog created by the beautiful Jess from Sydney. I actually got in contact…

9 productive ways to manage your money

9 Productive Ways To Manage Your Money When You Don’t Have Much To Begin With

My blog, Sufficient Fundz, exists to help young people get off the ground faster and manage your money. We all want to have enough money to do whatever we want in life; my goal is to draw on all the lessons I’ve learned and show you how. The idea was born while we were at uni. It was a standard student night in Newcastle, Australia, and the usual scene was playing out; one of my…

How to live well on a small income

How We Made A $37,000 Salary Work for Two People

Like many other new grads, around this time of year, you’re facing the idea of suddenly being on your own, paying your own bills, and having an (unfortunately) small starting salary. But how to do you live well on a small income? This was 100% me two years ago…graduated in May 2015, started my job 2 days after graduation, married in August 2015. My job was in Sarasota, FL which definitely restricted us to that…

Minimalist Budgeting

Minimalist Budgeting 50-20-30 Rule And Why You Need It

Follow my blog with Bloglovin Millennials, if there’s one rule you want to know about when it comes to budgeting, it’s the minimalist budgeting 50-20-30 rule. Being a millennial, you must be worried about your savings and retirement. Am I right? See, I can sense what you’re thinking! All jokes aside…it’s a common worry. However, it’s not much more difficult to save and achieve your financial goals, even if you’ve started a little late (guys…

10 Ways Minimalism Taught Me Financial Stability

What if I told you there was a whole new way to financial stability that you may have not yet heard or considered? You might say something in reply like ‘Well, I’ve tried everything and there is no way I can get ahead’ or ‘I don’t earn enough to save or have any financial stability’ – but don’t fret! What if I could show you that there was a way to get your finances in…

These 4 Things Helped Us Get Out of 50K of Debt

These 4 Things Helped Us Get Out of Debt of 50k

People ask my wife and I all the time, “how did you pay off $50k and get out of debt in 11 months?” To which we answer, “we lived in an RV!” I know what you may be thinking… “I don’t have an RV.” “I don’t want to live in an RV.” “I like my house.” “That’s just plain crazy!” Don’t worry. We understand all those concerns. We probably thought the same thing when we…

Strategies To Help You Become Debt Free Part 2

Strategies To Help You Become Debt Free Part 2

We all know debt can be a real killer (emotionally and mentally) and it can definitely suck the fun out of life. Which is exactly why we’re doing a whole series on the topic, to remove those feelings of stress, worry and anxiety from our lives and work towards a debt-free future. If you’re looking to be debt free and haven’t already read Part 1, make sure you cover those basics first before continuing on…

8 Things To Stop Buying More Of

8 Things You Need To Stop Buying More Of If You Want To Save Money

Alright, ladies and gents we’re about to get real with you. If you’re serious about kicking your financial goals to save money (and we know that you are if you’re visiting our site), it’s time to be a bit more realistic and aware when it comes to a few tiny purchases that you may be making. Now, we’re not saying you should stop buying these things altogether, let’s get that straight. We’re saying you should stop…

Strategies To Help You Become Debt Free

Strategies To Help You Become Debt Free – Part 1

We don’t know of one person who doesn’t have some kind of debt (if you’re 100% debt free, congrats). The word itself probably makes you cringe… and probably makes you want to cry. Don’t worry, we are both right there with you but now, we’ve decided to make a choice. We’ve decided to become best friends with debt, and so should you. Why you ask? Keep reading. If you need a quick summary of the content…

7 local things to do on a no spend weekend

7 Local Things To Do On A No Spend Weekend

This week’s post ‘7 Local Things To Do On A No Spend Weekend’ is brought to you by Alli Rosenblum from www.financiallifocused.com. We are so excited to share her work with you so please make sure to check her out! Alli Rosenblum is a personal finance and lifestyle blogger at financiALLIfocused.com. She works as a Customs and Trade Manager for a large manufacturing company and is pursuing her MBA in finance. She currently resides in…